By Jorgen Randers, G. Bologna

ISBN-10: 8866270660

ISBN-13: 9788866270669

1972: su incarico del membership di Roma, un gruppo di studiosi dell’MIT pubblica I Limiti dello sviluppo, che prefigura gli effetti della crescita della popolazione, dei consumi e dell’inquinamento su un pianeta fisicamente limitato. Dopo decenni di critiche feroci, ormai si ammette che le conclusioni di quello studio erano corrette.

2012: Jorgen Randers, uno dei coautori di I limiti dello sviluppo, fa il punto su quanto è successo e prova a delineare il futuro globale da qui al 2052. Vivremo sempre più nelle città, saremo più connessi e creativi, e dovremo trovare nuovi modi in line with gestire le tensioni dovute alle diseguaglianze crescenti. Probabilmente los angeles popolazione non crescerà quanto previsto, con una riduzione degli impatti sulla biosfera, ma le rinnovabili non riusciranno a rimpiazzare i combustibili fossili in pace according to eliminare del tutto los angeles possibilità di un riscaldamento climatico catastrofico... Nessun settore è escluso, e Randers ci mette a disposizione una guida in line with interpretare e gestire le turbolenze dei prossimi quarant’anni.

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Membership is composed of various types of cooperatives: 18% are pure credit cooperatives; 71% are multipurpose cooperatives, with savings and credit as the bulk of their business; 5% are consumer or marketing cooperatives; and the rest (6%) are service and producers’ cooperatives and a few cooperative rural banks. Members total more than 1 million individuals: farmers and fishers (24%), self-employed (21%), salaried workers (29%), housekeepers (16%), and students and other groups (10%). Efforts to strengthen the cooperative movement as a whole are being supported by a number of donor-funded projects.

P38 million ($760,000) will come from the retained profits of the ARDCI microfinance NGO infused to VisionBank gradually. A further P10 million ($200,000) will be from preferred shares of stock, which will be converted to common shares as shares are sold to individual ARDCI microfinance NGO members using their savings, and to private 53 investors. To encourage deposit mobilization as a major source of funds, Vision Bank will become a member of the PDIC. VisionBank was expected to commence operations in October 2002.

In general, commercial microfinance has made the most headway in areas with developed physical infrastructure and adequate social service provision. Such areas include San Fernando, Bacolod, and Davao as well as Cagayan de Oro in the three major island regions of Luzon, Visayas, and Mindanao, respectively. There are a few exceptions to this, including VisionBank’s expansion in five municipalities within the province of Catanduanes, which has low population density and traditionally no access to microfinance.

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2052: scenari globali per i prossimi quarant’anni by Jorgen Randers, G. Bologna

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